If you will count the hours you can save when you do your banking transaction online, you'll never go back to the old fashion way of banking where you have to spend hours waiting for your turn to be accomodated by a bank teller for a simple withdrawal or deposit transaction.
With too many banks all over the world, it is indeed confusing to decide which bank will really give the best online banking service. However, knowing what online banking service that will fit your needs, is good enough to decide which online bank company to choose. You have to make sure that the best online banking service and features will be provided by the bank that you have chosen like; *Free Online Banking, *Free Electronic statements, *Maintain a minimum balance of $300.00 each day of the monthly statement cycle to avoid the monthly service charge amount of $4.00, *No monthly service charge.
A good online bank company can provide all these online banking services and features. They provide Free Checking Account when you open an online Savings Account. Or you can link a new Online Savings to an existing active Checking Account, as long as the Checking relationship is maintained. Signing up for Overdraft Transfer Service and available funds will be transferred from your linked Online Savings account to your Checking Account to prevent overdrafts or other NSF transactions (e.g., bounced checks). You can also have an easy access to funds by ATM. Does your Bank provide all of these online banking services and feautures?